Core Objectives and Innovations
UniLend aims to “make every digital asset productive” by providing a foundational layer for decentralized financial services. Its primary innovations include:
- Permissionless Listings: Users can list any ERC-20 token for lending, borrowing, or trading, empowering communities to participate in DeFi without gatekeepers.
- Isolated Dual Asset Pools: Users create pools for asset pairs (e.g., ETH/DAI), isolating risk to prevent systemic failures common in cross-collateralized systems.
- AI Integration: Partnerships with platforms such as DO Network enable the creation of on-chain AI agents that automate DeFi operations, enhancing scalability and user experience.
- Unified Gas Token: UFT simplifies cross-chain transactions by serving as a universal gas token, eliminating the need for multiple native tokens.
UFT Token Utility
UFT’s functionalities extend beyond governance and include:
- Governance Rights: Holders of UFT have the power to vote on protocol upgrades, fee structures, and asset listings.
- Staking and Incentives: Liquidity providers earn UFT rewards, fostering ecosystem growth.
- Access to AI Tools: UFT grants entry to an AI Agent Hub, where users can deploy automated strategies.
