Q1: What is HTX Earn?

HTX Earn is a one-stop digital asset investment platform created by the HTX Platform. Encompassing Fixed Earning, Newlist Featured, Auto-Invest, Staking and other products; At the same time, activities such as "PrimeEarn" will be launched as time-limited promotions based on market conditions to provide users with more interest-earning options.（Click to view user tutorial）

Q2: About Auto-Invest (Flexible Earning) Product

● What is the Auto-Invest (Flexible Earning) Product?

Auto-Invest is a flexible deposit product created by HTX to help users actualize one-stop earning. You can deposit and withdraw at any time, as well as reinvest with compound interest.

● Interest Calculation Rules for Flexible Earnings

T-day deposition. Benefits will be calculated at 0:00 (UTC+8) at T+1 time, and income will be released at 0:00 (UTC+8) at T+2 time.

● Redemption Rules for Flexible Earnings

You can redeem your assets at any time after the successful subscription. The redemption day will be excluded from the interest calculation period.HTX Earn carries out inter-day carryover and system maintenance from 16:00:00 to 17:00:00 (UTC) every day, during which redemption is not supported.

Q3：About Fixed Earning Product

● What is the Fixed Earning?

Fixed Earning is a HTX Earn product that allows you to utilize your idle crypto assets and earn higher interests. You can only redeem your assets upon the redemption date. The Fixed Earnings instrument tends to offer a higher APY than Auto-Invest (Flexible Earnings) due to the reduced flexibility.

● How to calculate the product income of Fixed Earning?

Interests will be calculated starting from the day after the subscription day. The calculation is based on the interest rate at the point when the subscription is activated successfully.

● What are the redemption rules for Fixed Earning Products?

Users won’t be able to redeem their assets during the subscription offer period. Subscription principal and interest will be automatically redeemed and transferred to users spot accounts after the expiration day. If users activate the “Auto Transfer to Flexible Earnings” function, users' principal and interest for products in Fixed Earnings will be transferred to the corresponding products in Flexible Earnings at the end of the Fixed Earnings offer period, Then you can Earn Everyday.

Q4：About Newlist Product

Newlist products select ultra-high APY and popular assets that provide users with a variety of asset income choices in the form of fixed deposits, with APY as high as 1000%. Interest calculation and deposition and redemption can refer to the rules of preferred Fixed Earning products.

Q5：About Staking Product

Staking is a financial product that selects POS mechanism Tokens for users, It has product advantages such as security and stable income; Staking products include Auto-Invest (flexible income) products and Fixed Earning. Users can freely according to their investment preferences choose.

Q6：Requirements for Using HTX Earn

Users are required to complete registration and ID verification for their HTX account prior to usage. In addition, users' available balances should meet the minimum subscription requirements in order for their subscriptions to be processed successfully. Please take note that HTX Earn is currently not available for users from Mainland China, Macao China, the US, Japan, and other countries or regions where limitations have been placed on cryptocurrency investments.

Q7：Is the principal guaranteed on my deposits in HTX Earn?

HTX Earn relies on the HTX risk control system, and all user assets deposited in HTX Earn are safe and secure.

Q8：When will users funds be deducted after depositing to HTX Earn product?

Users funds will be deducted from the spot account to the HTX Earn account on the day of deposition. Users can check HTX Earn account assets at any time.

Q9：Why should I use HTX Earn?

HTX Earn offers you the opportunity to earn interest on a diverse portfolio of digital assets that you do not wish to trade with. As we expand our services, more and more tokens will be made available on HTX Earn for you to deposit into interest-earning accounts.

Q10: How do I start earning?

● Find HTX Earn in your web or mobile application (Web: Login to HTX to find HTX Earn under Finance on the top navigation bar / Mobile App: Tap HTX Earn on the middle section of the App homepage)

● Choose the staking terms (Flexible/Fixed/Featured) and the token that you want to deposit

● Enter the amount that you want to deposit and decide if you want to activate Auto Transfer (activated by default)

● Read and agree to the terms in the HTX Earn Contract

● Click "Deposit"

For more information, please refer to the User Guide for HTX Earn.